If you are planning to travel abroad with your family, do not forget to buy a Family Travel Insurance policy with flight tickets, hotel booking and site sewing etc.
No one knows about the flights being missed during the trip, any kind of personal problem, even during the journey, such as recruitment in hospital etc. in the foreign country. If you have any such problem during the journey, then the role of travel insurance becomes important. In case of any medical emergency or losing your luggage abroad, your expenditure will be increased, which can be reduced with the help of travel insurance. Some countries have made it mandatory to purchase a travel insurance policy during their travels in the country.
Before buying a Family Travel Insurance policy, it is important to know these things:
Policy Type: There are many types of travel insurance policies such as single trip, multi trip, full year travel etc. If you are thinking of buying a single trip plan then keep in mind that the policy term should not be less than the duration of the journey, so that the policy will remain valid in the delays during the journey.
Coverage: When buying a travel policy, it is necessary to properly check about it. Under normal travel insurance policy, flight delays, loss of passports, hijacking, advance emergency cash, accidental death and unrelationships, loss of luggage etc. are covered. Before buying a policy, check whether the basic facilities are available in your policy, as the premium of the policy is decided by the coverage.
Pre-existing Diseases: When buying a travel policy, all the diseases have to be told if any. Existing illnesses are not covered in the travel insurance policy, except for some deadly diseases.
How to Claim: In case of a claim, the insured must inform the insurance company as soon as possible. After filling the claim form after submitting the claim, all documents will be submitted. With filling up the form, all documents will be presented to the insurance company.
How to Buy: Travel Insurance Policy can be purchased online from the airline booking portal. Before buying a policy, you can compare the policies offered by many companies. The policy in which you are getting more benefits in the right price can be bought.